Preparing the Client’s Cash Flow

Session 2: Client Selection – Preparing the Client’s Cash Flow

Objectives:

At the end of this session, participants will be able to:

  1. Prepare the cash flow of a loan applicant by making  use of the information in the CIBI Report and Cash Flow worksheets
  2. Analyze the repayment/debt capacity of a loan applicant on the basis of the present income/ expenses of both the business and the household.
  3. Make a recommendation to the bank Credit Committee on the final loan amount and loan term to be extended to an applicant after considering both the results of the character-risk assessment and cash flow analysis done.
A. Presentations
Microsoft Office PowerPoint 2003 or higher version
presentation
B. Handouts
Microsoft Office Excel 2003 or higher version
tool
Microsoft Office Word 2003 or higher version
exercise
Microsoft Office Excel 2003 or higher version
exercise
Microsoft Office Word 2003 or higher version
reference
C. Case Studies
Microsoft Office Word 2003 or higher version
exercise
Microsoft Office Excel 2003 or higher version
exercise
Microsoft Office Word 2003 or higher version
exercise
Microsoft Office Excel 2003 or higher version
exercise
Microsoft Office Word 2003 or higher version
exercise
Microsoft Office Excel 2003 or higher version
exercise
Microsoft Office Word 2003 or higher version
exercise
Microsoft Office Excel 2003 or higher version
exercise
Microsoft Office Word 2003 or higher version
exercise
Microsoft Office Excel 2003 or higher version
exercise
C. Video
Windows Media Player 9 or higher version
video

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