The Microenterprise Access to Banking Services (MABS) Program is an initiative to accelerate economic transformation by encouraging the Philippine rural banking industry to significantly expand access to financial services within the microenterprise sector. To do so, MABS developed The MABS Approach, a systematic step-by-step approach to developing and implementing microfinance within a bank using best practices.

Since its inception in 1998, the MABS program has helped over 1,000 rural bank branches in the Philippines.  While the MABS program operates throughout the Philippines, most MABS activities are focused in Mindanao.

The MABS Program is implemented by the Rural Bankers Association of the Philippines (RBAP). It receives funding support from the U.S. Agency for International Development with oversight provided by the Mindanao Development Authority (MinDa), under the Office of the President of the Republic of the Philippines.

MABS Program Objectives:

    • To encourage the expansion of financial services to the microenterprise sector
    • To demonstrate to participating banks that financial services can be provided profitably to the microenterprise sector and encourage the banks to make microenterprise loan and deposit
      services a regular part of their portfolios
    • To encourage the development and transfer of new technologies to support and expand the delivery of services to the microenterprise sector

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